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Title Examiner Job Description, Career as a Title Examiner, Salary, Employment - Definition and Nature of the Work, Education and Training Requirements, Getting the Job

examiners property information companies

Education and Training High school mandatory, along with training; college preferred

Salary Average—$39,420 per year

Employment Outlook Fair

Definition and Nature of the Work

Title examiners search, analyze, and evaluate records on titles to land, homes, and other buildings. They make sure that the title to a property is free of restrictions that may affect its sale or use. The findings of a title search and examination are needed to issue title insurance, grant mortgage loans, buy and sell property, acquire rights of way, and obtain and protect mineral rights.

Titles are documents that show evidence of ownership to a piece of property. Local government agencies and other organizations keep these records. Title examiners search for copies of these records and other documents, including vital statistics and street and land map books, to determine the legal status of a title. Entry-level employees known as title searchers often assist title examiners in their investigation.

Title examiners verify ownership and the legal description of a property and check for zoning ordinances that may restrict the use of the property. They copy or abstract required information from documents such as mortgages and trust deeds. Sometimes they rely on title abstractors to do this work.

Having gathered this information, the title examiner then reviews the data and submits a report on the title to the property. If any problems—such as the existence of unpaid property taxes—are identified, the title examiner will meet with the client to discuss the findings of the report.

Some title examiners are also involved in preparing official descriptions of properties. They may assist in the preparation of leases, grants, deeds, and easements. Examiners who are employed by title insurance companies prepare and issue the policies that guarantee the legality of a title.

Education and Training Requirements

Individuals interested in becoming title examiners must have a high school diploma. Most employers prefer to hire applicants with at least two years of college. A bachelor's degree is recommended. Useful college courses include law, business administration, real estate, banking, finance, and mathematics. Generally, to qualify for title examiner positions, candidates must have two to four years of experience in title searching and abstracting. Some large companies provide their own training programs for people wishing to become title examiners.

Title examiners search, analyze, and evaluate records to ensure that titles—documents that show evidence of ownership to a piece of property—are free of restrictions. (© Martha Tabor/Working Images Photographs. Reproduced by permission.)

Getting the Job

Most title examiners begin by gaining experience in title searching and abstracting. Potential employees can apply directly to title companies, real estate agencies, mortgage companies, land development corporations, and oil companies for entry level positions. Applicants interested in a job with local, state, or federal government agencies can obtain information from local, state, or federal civil service agencies. Students can also obtain information about job openings from their school placement office. Openings are often listed on Internet job sites and in newspaper want ads as well.

Advancement Possibilities and Employment Outlook

Many title examiners begin by working as title clerks, abstractors, and title searchers. With experience they may become title examiners and senior title examiners. Senior examiners are responsible for complex title searches or those that involve large amounts of money. Some title examiners become managers and administrators responsible for assigning title examinations to different examiners.

According to the U.S. Bureau of Labor Statistics, employment of title examiners was expected to grow more slowly than the average for all jobs between 2004 and 2014. Positions will become available as people retire or leave the field.

Working Conditions

Many title examiners work independently; others have title searchers and abstractors to assist them. Frequent local travel is required because much of the necessary information for this job is stored in government offices and at other locations. Title examiners examine the data they collect in comfortable, well-lighted offices. The work is detailed and may be repetitious at times. Individuals in this occupation generally work a forty-hour week; however, overtime may be required to complete work before sale closings.

Where to Go for More Information

Real Estate Educators Association
19 Mantua Rd.
Mount Royal, NJ 08061
(856) 423-3215
http://www.reea.org/

Earnings and Benefits

Earnings vary according to the type and size of the company, its geographic location, and the experience of the title examiner. According to a survey conducted by the Bureau of Labor Statistics, in 2004 title examiners earned an average annual salary of $39,420. Benefits usually include paid vacations and holidays, health insurance, and retirement plans.

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over 4 years ago

I've been examining title since 1976 and haven't made so little as shown in the article since 1987. Your statistics are just that... only numbers without any real world knowledge or application. I've enjoyed a low to mid 6 figure salary from around 1992 and continue this salary today. If any examiner is worth his or her salt, then they can make a decent living in this profession and the opportunities to advance and find work are quite numerous, but you have to be "good" at your job. I should know as its afforded me a decent lifestyle.

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over 8 years ago

I've been in this business for 17 years. This business is leaving the country. We ship 90% off-shore to be worked and are closing down offices left and right. If you can find something else to do then do it. I am waiting for the notice on the door one morning. So far we have been one of the lucky offices but, who knows in the near future what will happen.

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over 9 years ago

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about 4 years ago

Honorable Sir

I am interested in the position of Title Searcher. I’m submitting this letter to convey some of my skills and special training that I believe makes me the perfect choice for the job. I have six years of experience as a Remote Title Searcher at First Integrity Title Company (USA) in Pakistan office. I can search Multiple State counties. And I can provide more than 20 Ownership and Encumbrance Reports per day. For quality assurance you can send me one or two orders for checking my work. All orders will be returned within 2 hours. Excellent work will be provided with best Accuracy. I will be available for OT. (if needed)

I have also Experience in general office duties, reviewing documents, ensuring proper authorization on all documents and using a variety of computer software programs proficiently such as, Data Tree, Soft Pro, spreadsheets, MS Word and Excel.

I would greatly appreciate an opportunity to meet in person and share more of my experiences with you that make me an excellent candidate for the position at your organization.

Sincerely,
amanullah.fitallc@yahoo.com

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I am a title abstractor with 23 years of experience as an independent contractor in NYC. I read this article & could not stop laughing & sent it to all my fellow examiners to have a laugh as well! Being an examiner in NYC is no longer an equitable pursuit. Whoever wrote this article has ABSOLUTELY NO CLUE of how bad it is for us examiners in NYC. So bad in fact, one of my fellow examiners with 30 years of experience recently had to APPLY FOR WELFARE! Even if we are fortunate enough to pick up a client with a steady source of work, that doesn't mean that they are going to pay you--they expect you to work for free. Last year, I had to retain an attorney and SUE a title company to get paid. When someone asks me for a job, I suggest they go do something else. I USED to make money, but being a title examiner is no longer an equitable pursuit.

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